Justia Legal Resources: Debt Relief & Management Legal Center
Justia Legal Marketing & Technology blog
MAY 6, 2025
How Long Does Information Stay on a Credit Report? Negative information generally stays on a consumers credit report for seven years. However, Chapter 7 bankruptcies usually remain on the report for 10 years. Under the Fair Credit Reporting Act, you can challenge negative information on your credit report if its not accurate.
Let's personalize your content